preffin
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Now live in 3 STL districts

Support Local.
Earn Money.

Link your card once. Shop at local Saint Louis businesses. Earn automatic cashback—no scanning, no codes, no hassle. Average users earn $30-50/month.

1-2.5%
Cashback Rate
145+
Local Spots
$0
Cost to You
Preffin Home Screen
Preffin Wallet
Preffin Map

Everything You Need to Preff Local

One app. Hundreds of local spots. Real money back in your pocket.

Link Once

Connect your card in seconds. Works with any Visa, Mastercard, or Amex.

Find Spots

Discover local coffee shops, restaurants, and stores near you.

Earn Automatically

Cashback hits your account instantly. No receipts to scan.

Spend & Earn Again

Use your balance at any local spot and earn even more.

How Preffin Works

Four simple steps to start earning real money for shopping local.

1

Link Your Card

Connect your debit or credit card once. Bank-level security.

2

Shop Local

Visit participating STL businesses and pay like normal.

3

Earn Cashback

Get notified instantly when you earn. No scanning required.

4

Spend Local

Use your balance at any participating spot. Earn again!

Earn, Spend, Earn Again

Your Cashback Keeps Earning

Unlike regular cashback that disappears into your bank account, Preffin cashback becomes local spending power. Use it at any participating business—and earn cashback on that too.

It's a loop that keeps giving back to you and your community.

Example

You've got $147.23 in local spending power. That's 29 coffees at Kaldis, or a nice haul at Left Bank Books. When you spend it, you'll earn ~$3.68 more in cashback.

Be First to Start Earning

Join the waitlist and we'll notify you the moment Preffin launches in your neighborhood. Early members get exclusive perks.

  • Early access before public launch
  • Bonus cashback for first 30 days
  • Exclusive founding member badge
  • First dibs on new district launches

Join the Waitlist

Get notified when we launch in your area

No spam, ever. We'll only email you about Preffin.

Live in 3 Districts, Expanding Fast

We're rolling out across Greater Saint Louis. Join the waitlist to bring Preffin to your neighborhood.

Central West End Cherokee Street Delmar Loop The Grove South Grand Dutchtown Soulard Tower Grove Downtown + More Coming

Questions? We've Got Answers

Is Preffin really free?
Yes! Preffin is 100% free for you. No fees, no subscriptions, no catch. Local businesses and community organizations fund the cashback as an investment in the local economy.
How do I earn cashback?
Link your card once, then shop at participating local businesses like you normally would. Cashback is automatically credited to your account—no scanning receipts, no codes, no check-ins.
Where can I spend my cashback?
Your cashback becomes local spending credit you can use at any participating Preffin business in Saint Louis. This keeps money circulating in our community—and you earn cashback when you spend it too!
Is my card information secure?
Absolutely. We use bank-level encryption and never store your full card details. Your financial information is protected by the same security standards used by major financial institutions.
How much can I actually earn?
Most users earn $30-50/month just shopping where they already do. Power users who actively support local can earn $100+ monthly. Rates range from 1-2.5% depending on the merchant and any district bonuses.

Ready to Start Preffin Local?

Join thousands of Saint Louis residents earning real money for supporting local businesses.

Join the Waitlist →